Your first home
starts with knowing
your numbers.

Hi, I'm Craig Blondin, Mortgage Loan Officer at West Capital Lending. I help first-time buyers navigate every step — from understanding your budget to holding your pre-approval letter. No jargon, no pressure.

Start Pre-Approval 📅 Schedule Appointment
3 min to get a rate estimate
No hit to your credit score
100% fee-free to apply
Craig Blondin
Craig Blondin
Mortgage Loan Officer · West Capital Lending
NMLS #2680811 · West Capital Lending NMLS #1566096
Licensed in CA · DE · MD · PA · VA
📞 (302) 420-4314 ✉ cblondin@westcapitallending.com 📅 Schedule a Call
Mortgage Calculator
$2,187/mo
Home Price $
$50K$2M
Down Payment $0
Interest Rate
%
Loan Term
Loan Amount
$385,000
0% down
Down Payment
$0
30yr fixed
Get pre-approved →

* For illustrative purposes only. Rate shown (5.5%) is an example. Actual rate varies by credit score, loan type, and market conditions. Contact Craig for your personalized quote. West Capital Lending · NMLS #1566096 · Equal Housing Lender.

Craig's Process
Three simple steps to
owning your first home
01
🏠

Explore Your Budget

Answer a few quick questions about your income, savings, and goals. We'll show you a realistic home price range and estimated monthly payments — instantly, no signup needed.

02
📋

Get Pre-Approved

Submit your application online in under 10 minutes. We'll do a soft credit check (no score impact) and generate a pre-approval letter you can show sellers right away.

03
🔑

Close with Confidence

Your dedicated mortgage advisor walks you through every step — from offer to closing day. We handle the complexity so you can focus on finding the perfect place to call home.

Programs Available
A loan program for every
buyer's situation.
Most conventional loans require a 620+ score, but FHA loans allow scores as low as 580 with a 3.5% down payment. We'll review your situation and recommend the best loan type for where you are today.
As little as 3% on conventional loans, or 3.5% on FHA. Some programs — like VA loans for veterans or USDA loans for rural areas — require zero down. We'll help you find every program you qualify for.
Our initial pre-approval uses a soft inquiry that has no impact on your credit score. A hard inquiry only happens when you formally submit a full mortgage application — and we'll let you know before that happens.
Most applicants receive a pre-approval decision within 24 hours. For straightforward cases with W-2 income and good credit, same-day decisions are common. Our advisors are available to answer questions throughout.
Typically: 2 years of W-2s or tax returns, recent pay stubs, 2–3 months of bank statements, and a government-issued ID. Self-employed? We specialize in bank statement loans and alternative income verification.
What clients say about
working with Craig.

Verified reviews from past clients — see real experiences with the pre-approval process, communication, and closing.

Read Verified Reviews →
Start Your Journey
Get pre-approved in
minutes, not days.

Share a few details and Craig will personally reach out with your options — no automated runaround, no hard sell. Just honest mortgage guidance from a real person.

By submitting this form, you consent to being contacted by Craig Blondin, Mortgage Loan Officer at West Capital Lending. This is not a loan application. No hard credit inquiry will be made at this stage. Questions? Call (302) 420-4314 or email cblondin@westcapitallending.com. West Capital Lending · Equal Housing Lender · Craig Blondin NMLS #2680811 · West Capital Lending NMLS #1566096.

Ready to see your numbers? Start Pre-Approval
Craig Blondin · West Capital Lending
Usually replies in a few minutes